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I was shopping for home loan financing and I discovered that my lease through Tesla Finance LLC does not show up on my credit report. Does anyone know why that is? My lender told me that perhaps Tesla Finance does not report to the credit bureaus.
Tesla Finance doesn’t report to the bureaus because it doesn’t have too, it is small enough to avoid doing so. That’s what a rep told me not too long ago. Too bad, would help my credit score!
Tesla Finance doesn’t report to the bureaus because it doesn’t have too, it is small enough to avoid doing so. That’s what a rep told me not too long ago. Too bad, would help my credit score!
It certainly helped me when we were buying an investment property last year; not showing the lease helped put me over the top in qualifying for the loan.
I’ve wondered about this. Credit data mining has become such an industry, delivering reports on every aspect of transactions, you would think the more clever companies would want to stay away - both to stay away from commercial data mining and avoid having good customers poached.