I have had Tesla insurance now for about 6 months or so. I began wondering if having Tesla insurance gives Tesla the right to monitor your driving habits as a method of determining rates. Simply put, if I have a lead foot but have no tickets, would Tesla have the right to increase my rates based on what they observe? I have no reason to believe they do. I’m simply posing the question because as far as I know, there is no other auto manufacturer that is also an auto insurer. And certainly no other company that can monitor every aspect of my driving like Tesla can. Paranoid much?