They covered a 2 week old phone I dropped onto a patio... Haven't used breakdown yet, but I've always wanted to have it there (Especially when it's covering my wife too. It's reassuring to know we just needs to call a number / use an app. Not that we drive old bangers which are likely to fail, or that we'd give a car too many chances if it starts to let us down..)Been using this for years and definitely got my money's worth. Higher rate of interest on current account balances as well as lost key cover too IIRC. Also, no charges for using your card abroad.
Didn't realise it was AA now, seem to remember it being GreenFlag previously.
They moved from Greenflag to the AA a couple of years ago. I guess the AA gave them a better deal...