That sounds less like a bad bearing (but it still could be) and more like something stuck in the fan like leaves or sticks. It sounds like it's off balance.I tried to record what it sounds like. This is just a few moments after it starts charging. After that, more fans activate and they kind of drown out the noise at issue (which you might hear just in the last second or two of the video).
https://photos.app.goo.gl/DRVpoV1t7W2kbg9J3
Is fan replacement something the SC does, or are they going to tell me I need a new P.E.M.?