Ok...lets look at what you said.
If a subway crashes because of some sensor fault you will be compensated by the company running the subway. Whether the company running the subway gets money from the company that built the subway is immaterial and is irrelevant to the person injured. That may or may not happen and may take years and years.
Its the same thing that happens as far as EAP right now. EAP liability and FSD liability will be the same IMHO>
If someone's FSD crashes into you because of some sensor fault you will be compensated by the FSD owner ( their insurance ). Find me an insurance company that will cover FSD and then we can talk.
IF Tesla and the automotive community ( including Google FSD and others ) needs to engage regulators in each countries perspective transportation leadership teams NOW.
No it really won’t. Look, if you hit someone with someone else’s car and neither you, nor the owner has insurance on the car, who pays?
Of course with insurance, they sometimes offer a multiple drivers insurance, but it’s still the drivers responsibility. All traffic violations also fall back to the driver, not the owner.
So if you use a level 3 and up car, it takes limited to full responsibility of the car. So if an accident happens, the OEM caused that accident, not you. So if you wouldn’t buy car insurance, you would not have to pay a dime.
So you will never have to worry about insurance of a level 4-5 car, that you can’t drive yourself. Maybe for things like hail, or flooding, but not for any damage done in operation.
That’s also the definition of level 3 and up. Where does the car take legal responsibility from the driver. Even if a car could drive itself basically anywhere, but wouldn’t take any legal responsibility for it’s actions, it would still be level 2.
Or just think about your FSD car picking you up empty. If it had an accident on the way, would that be your fault?