Comments you may not want to hear, but here goes:
1. Verify that the aluminum cable you are re-terminating to the 100A breaker in the garage panel is #2 AWG or larger, and that you know how to clean, apply NoaLox lube and terminate the AL conductors properly. It looks like a SER cable from the picture. Verify that there is no N-G bond in this panel (which look like is the case, but you never know)
2. Garages have higher ambient temperature, so you probably need to derate the conductors for high temperatures. If the insulation on your EVSE feeder is 90 degree C rated, you can use the 90 degree C ampacity to get a break on the % derating required. If you use Romex, you cannot use this temperature de-rating trick. THHN in EMT the best solution as the previous comenter made. Plunge it into the wall above the panel and patch the wall. Maintain vapor barrier and fire rating, if applicable.