A 60amp/240v circuit is likely to be the largest, single circuit, breaker in the OP's electrical panel. A typical home in North America has a 200amp/240v main breaker, so it's a bit more complicated than just installing the highest current possible breaker/EVSE to feed an EV. The OP admits to knowing little about volts and amps so he probably should state the various loads on his panel and it's main breaker amperage. He should have a load evaluation done by an electrician, as he could, potentially, be overloading his panel depending on the other high amperage/240v loads that it's feeding.
Our winter home in SE AZ has the following (IIRC) 240V breakers and loads:
40Amp/heat pump
50A/stove
40A/dryer
40A/HW Tank
20A/EVSE
190A
You can see that in our home a 60amp/240V EVSE would be pushing the 240v nominal loads, alone, to 230A. Of course we don't normally have all these loads maxed out and the breakers are ~20% oversized, but with 120v loads added in, we could potentially trip the main breaker if the EVSE was drawing 48A.
That is why I said OP should "install the largest circuit that he can install economically".
You don't add up all the breakers to see if a panel is overloaded. Rather you do a load study.
Every house I have done a load study for that had 200 amp service had no problem with a 60 amp (48 amp charging) EV circuit.
Here is one for your house. I assumed 3,000 square feet, and normal kitchen appliances and a few other things, and a 48 amp EV circuit. I also assumed 9,600 watts of backup heat for the heat pump that can run concurrently with the heat pump. Even if my assumptions are off, you would have no problem with a 60 amp circuit for 48 amp charging.
Download Mike Holt's Electrical Tool Box and run a load calculation yourself.
A. General Lighting/Receptacles:
Living Area in Sq. Ft.:
3000sq. ft.
Small Appliance Circuits: 2 Circuits
Laundry Circuit(s): 1 Circuit(s)
B. Fixed Appliances and Equipment:
Dishwasher(s), 120V:1Unit(s),15 Amperes
Disposal(s), 120V:1Unit(s),15 Amperes
Electric Vehicle Charger(s), 240V:1Unit(s),48 Amperes
Microwave(s), 120V:1Unit(s),1800 VA
Water Heater(s), 240V:1Unit(s),4500 VA
Electric Dryer(s), 240V:1Unit(s),5000 VA
Range (Cooktop/Oven)(s), 240V:1Unit(s),14000 VA
C. Cooling/Heating Load(s):
Cooling Load: AC/Condenser
25A and Fan 2A, 240V
Heating Load: Heat
9600 VA and Fan 2A, 240V
COPPER RESULTS
1. Service Disconnect Rating: 175A
2. Service Conductor Size:
1/0 AWG, rated 150A at 75°C
3. Service Neutral Conductor Size: 6 AWG, rated 65A at 75°C
4. Supply-Side Bonding Jumper: 6 AWG
5. Raceway Size: 2 Inch
ALUMINUM RESULTS
1. Service Disconnect Rating: 175A
2. Service Conductor Size: 3/0 AWGAL, rated 155A at 75°C
3. Service Neutral Conductor Size: 4 AWGAL, rated 65A at 75°C
4. Supply-Side Bonding Jumper: 4 AWGAL
5. Raceway Size: 2 Inch
Service Calculation[220.82(B)]
A. General Lighting/Receptacles:
Living Area: 3000 x 3 VA = 9000VA
Small Appliance Circuits: 1,500 VA x 2 = 3000VA
Laundry Circuit(s): 1,500 VA x 1 = 1500
B. Fixed Appliances and Equipment
Dishwasher(s), 120V:1Unit(s) x 15 Amperes x 120V =1800VA
Disposal(s), 120V:1Unit(s) x 15 Amperes x 120V =1800VA
Electric Vehicle Charger(s), 240V:1Unit(s) x 48 Amperes x 240V =11520VA
Microwave(s), 120V:1Unit(s) x 1800 VA = 1800 VA
Water Heater(s), 240V:1Unit(s) x 4500 VA = 4500 VA
Dryer(s), 240V:1Unit(s) 1Unit(s), x 5000VA = 5000 VA
Range (Cooktop/Oven)(s), 240V:1Unit(s), 14000VA
Subtotal: 53920VA
First 10,000 VA at 100%: 10000
Remainder 43920 VA at 40% = 17568 VA
Subtotal Demand Load: 27568 VA
C. Cooling/Heating Load(s) [220.82(C)]:
Cooling Load at 100%: 240V x (25A + 0 A) = 6480 VA
[Omit Per 220.60]
Heating Load at 65%: [9600VA +(240V x 2 A)] x 65% = 6552 VA
[Omit Per 220.60]
Cooling/Heating Demand Load: 13032 VA
Total Service Demand Load:
Service Demand VA Load (A, B, and C):40600 VA
Service Load in Amperes: 169A ( 40600 VA/240V)
NOTES:
1. Service Disconnect Rating [240.4 and 240.6(A)]
Service disconnect sized must have an ampacity of at least 169A
Service Disconnect Rating: 175A
2. Service Conductor Size [310.15(B)(7) and Table 310.15(B)(16)]
Service conductor sized to 83% of 175A service disconnect rating.
175x 83% = 145.25A
3. Service Neutral Conductor Size [220.61 and Table 310.15(B)(16)]
A. General Lighting, Small Appliance, and Laundry VA Load: [220.42]
General Lighting: 3000 sq. ft. x 3 VA = 9000 VA
Small Appliance Circuits: 1,500 VA x 2 = 3000 VA
Laundry Circuit(s): 1,500 VA x 1 = 1500 VA
First 3,000 VA at 100% = 3000 VA
Remainder, 10500 VA at 35% = 3674.9999999999995 VA
General Lighting, Small Appliance, and Laundry Demand Load: 6675
B. Appliance(s) VA Load:
Dishwasher(s), 120V:1Unit(s) x 15 Amperes
Total: 5400 VA x 75% = 4050 VA, 220.53
Disposal(s), 120V:1Unit(s) x 15 Amperes
Total: 5400 VA x 75% = 4050 VA, 220.53
Microwave(s), 120V:1Unit(s) x 1800 VA
Total: 5400 VA x 75% = 4050 VA, 220.53
C. Dryer(s) VA Load [220.60]
Neutral Demand Load [220.61(B)]
5000VA x 70% = 3500 VA, 220.54
D. Cooking Equipment VA Load [220.61] and Table 220.55
Neutral Demand Load [220.61(B)]
0 VA x 70% = 0 VA, 220.55
Neutral VA Demand Load(A, B, C, and D)
6675 VA + 4050 VA + 3500 VA + 0 VA = 14225 VA
Neutral Load in Amperes:
59A ( 14225 VA/240V)
4. Supply-side Bonding Jumper Size [250.102(C)]
Supply-side bonding jumper sized to the service conductor size.
5. Raceway Size [Chapter 9, Table 1]
Based on a raceway at 40% fill, with an equipment grounding conductor.
Guess I was looking for more of an understanding of the actual heat generation in the conductor than regurgitated code info, but thanks anyway guys.
Code doesn’t really matter to me, I’m not trying to sell my house with the wall-connector installed. I do know that it matters how long the conductor is when you’re talking about the current-carrying capacity of the wire, but there’s no mention of how long or short a #6 copper wire can be in that rating on the spool.
My six foot long #6 wire really does stay room temp with 48 amps flowing through it while the ten foot cable going to the car from the wall connector gets slightly warm.
But yeah, I’ll set it down to 50amp circuit and pick up a 50A breaker today. I don’t actually need 44 miles/hr, nor do I need my homeowners insurance policy being canceled because I posted about this online lol
I suggest that code should matter to you for your own safety. Length has to do with voltage drop, not its ampacity.
Heat generation is a function of resistance in the wire; more resistance = more heat. Shorter length of wire = less resistance. Your 6' of #6 Romex, while not conforming 100% to code, will not heat up compared to 100' of it.
The heat per foot will be the same.
Practically speaking you’ll never have an issue with your setup. NM-B (Romex) is de-rated to the 55c temperature limit because under extreme conditions - long runs through attics, super high-temp environments, etc - the insulation retains more heat than conduit and doesn’t dissipate it as effectively.
Is a six foot run in San Diego ever gonna be in conditions like that to cause problems? No. Is it to code? No.
All the above said, this is true too.