Yep ... that just happened to me. I had to remove ALL plants that were adjacent to my house or I would have been canceled. And because I'm in a fire zone, I can't get any other HO insurance, so I had to do as the insurance company told me. My front yard is now a barren wasteland.It is not unusual for insurance companies all of a sudden wanting more trees and shrubs cut around your house than in the past. even demanding roof replacements.