Yep ... that just happened to me. I had to remove ALL plants that were adjacent to my house or I would have been canceled. And because I'm in a fire zone, I can't get any other HO insurance, so I had to do as the insurance company told me. My front yard is now a barren wasteland.
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are insurance companies dropping folks with Tesla powerwalls?
- Thread starter h2ofun
- Start date
dhrivnak
Active Member
Yes, especially if you want the solar to be covered if the solar is damaged due to hail, fire or bad wind.
In my case, the electrical code. The neighbor told me her insurance company had been snooping to find things that were askew. Our building permits for solar aren't showing up in the online records yet. My plan is to keep my head down and hope for the best.
David
charlesj
Active Member
They may look at recent satellite pictures. Happened in a family friend's neighborhood not long ago. Or if they have agents in the city, they would come out, take pictures, etc.
When your insurance company sends out its renewal survey and asks if you made any property improvements, if you say "no" to that, then have a covered loss, those panels would not be covered.
They dont have to drive around, they can do google maps and see rooftops of properties. Google maps isnt immediate in updating pictures like this, but over 6 months to a year, the picture will likely be updated, so they will know.
This is similar to asking "If I re do my kitchen, and change it from builder grade to custom, do I need to tell my insurance company?" The same answer applies, which is "if you expect it to be covered, you should".
