Bank Rates

[rickb76]

I've got a loan approved by USAA for 1.89%. Unfortunately it is only good until early Jan and I currently have a July EDD. So we'll just have to see what it ends up at.

 

[Noflash]

I've got a loan approved by USAA for 1.89%. Unfortunately it is only good until early Jan and I currently have a July EDD. So we'll just have to see what it ends up at.

How many months?

 

[OCJeff]

I've got a loan approved by USAA for 1.89%. Unfortunately it is only good until early Jan and I currently have a July EDD. So we'll just have to see what it ends up at.

Yeah, it's really best to be really close to your EDD (or have a VIN if you are on the east coast) before you start to apply for the loan. Otherwise you'll have to get re-approved and it'll hit your credit with another inquiry.

 

[etekberg]

1.5% for 60 months at my credit union currently

 

[el-guapin]

Yes, they do. Rate discount of .25% for EV's on top of the rates below.

Your approach was the plan I had until Tesla rate matched to 72 months (they don't rate match any more). Otherwise I would have rolled it into DCU on a Re-Fi.

View attachment 742793

Best approach for sure!

 

[spacedroid]

I'm new to the forum. Got a VIN assigned and planning to delay delivery to Jan 2022. My first Tesla finance option expired (72 months, 2.49%, ~100% of the purchase price) and after reapplying they reduced the financed amount to about half of the purchase price, same rate & duration. I'd still want to finance most of the purchase amount. Is there a number I can call to talk to Tesla finance rep or do I talk to their affiliated bank directly?

I live in CA, does DCU provide loan here? If yes, I'd really appreciate it if anyone can give me a referral. Thanks!