Gauss Guzzler
Safety Score = 42
Yeah, home and health insurers will cancel renewals if you get really sick or have chronic theft/fire/flood claims - because they can.
But until then, they generally act as "insurers" so if a tree falls on your roof or your leg, they pay for it. Period.
If a tree falls on your car, you pay for it. Period. You might not notice that you're paying for it, maybe they'll raise your rates a bit faster than inflation, maybe they'll flag you as ineligible for the rate decreases normally offered to your demographic, or maybe they'll just force you to remain in their service by increasing all of their competitors rates so that you have no choice.
The bottom line is that auto "insurance" will not actually "pay" for an expensive repair like this. They might pay for some of the cost, or they might trick you into paying 3X the cost, there's no way to know since they are essentially unregulated.
But until then, they generally act as "insurers" so if a tree falls on your roof or your leg, they pay for it. Period.
If a tree falls on your car, you pay for it. Period. You might not notice that you're paying for it, maybe they'll raise your rates a bit faster than inflation, maybe they'll flag you as ineligible for the rate decreases normally offered to your demographic, or maybe they'll just force you to remain in their service by increasing all of their competitors rates so that you have no choice.
The bottom line is that auto "insurance" will not actually "pay" for an expensive repair like this. They might pay for some of the cost, or they might trick you into paying 3X the cost, there's no way to know since they are essentially unregulated.
