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You'd be surprised, but those credit card readers are a high maintenance item when they are outside in the elements. Blowing dust frequently clogs the reader, requiring that they be cleaned.
Also I'd imagine that when we reach a point where a lot of people are using EVs and supercharging whilst paying for it, that there'll be no real issue to open up the ranks of superchargers to other EVs for pay-as-you-go charging if adaptors are available.
It's just that right now is a time where Tesla would want to keep their charger stations to their own customers while numbers are limited.