Credit Unions with good rates that accept applicants anywhere within the US?

[YNoVA]

Made this thread in July.. wow things have really changed. Just a few months ago I was able to get a 72 month loan for 1.99%.

 

[vkumarg89]

I am getting my Tesla next month but got a personal line of credit at 2.95% from First Republic for 7 years.

 

[kesava17]

I am planning to apply Car loan from Delta Community Credit Union(Home), which requires a referral. If any one of you have an account with Delta Community CU, please refer me.

 

[randmness]

For folks that financed a portion/all of the purchase, and had their financing bank wire the funds to Tesla, did you run into an issue regarding Amount Due? I financed a portion of the purchase with Fed Choice, who wired the money to Tesla last week; I did an ACH transfer for the balance. I noticed today that my amount due went from $0 to negative the amount I financed. I just received a confirmation text for my appointment that mentions in bringing a check as well lol.

I'm set to take delivery on Monday (11/21) and trying to get things squared away.

EDIT: Reached out to support and they corrected it.

 

[kman42]

For folks that financed a portion/all of the purchase, and had their financing bank wire the funds to Tesla, did you run into an issue regarding Amount Due? I financed a portion of the purchase with Fed Choice, who wired the money to Tesla last week; I did an ACH transfer for the balance. I noticed today that my amount due went from $0 to negative the amount I financed. I just received a confirmation text for my appointment that mentions in bringing a check as well lol.

I'm set to take delivery on Monday (11/21) and trying to get things squared away.

EDIT: Reached out to support and they corrected it.

Mine did the same. I think they get the wire and subtract it in addition to the amount you told them you would finance and it goes negative. They emailed me asking for the wire confirmation which I sent them, so hoping all is well.

 

[hybrid>EV]

Has anyone heard of or used this one before? Their 72 month loan rate is 3.89% Interest Rate Chart - myAutoloan

 

[Villainthrpist]

Dumb question - If I finance privately through a CU, do I give Tesla the down payment and finance the difference or do I finance the whole cost with the CU and give them the down payment?

 

[hakunamattata]

Dumb question - If I finance privately through a CU, do I give Tesla the down payment and finance the difference or do I finance the whole cost with the CU and give them the down payment?

No question is dumb, you will provide Tesla your down payment and the credit union will provide the financed amount payment

 

[cbox919]

Has anyone heard of or used this one before? Their 72 month loan rate is 3.89% Interest Rate Chart - myAutoloan

When I requested a quote, none of the lenders came back with rates that low and I have excellent credit. The only one under 4.99% (which is was Tesla was offering a week ago) was a 2.79% for 30 months. The rest were between 5 and 8%. I pretty much just got spammed with calls and text messages from different lenders.

 

[hybrid>EV]

When I requested a quote, none of the lenders came back with rates that low and I have excellent credit. The only one under 4.99% (which is was Tesla was offering a week ago) was a 2.79% for 30 months. The rest were between 5 and 8%. I pretty much just got spammed with calls and text messages from different lenders.

wow, sorry to hear that

 

[JayoP7]

With adelfi, do you have to sign up for a membership? If so, what does that entail?

 

[JayoP7]

I put my financing info in the app yesterday but still no MVPA on the app and the one on the website is still not updated. No one replies back to my text, this is frustrating

 

[JayoP7]

Got everything figured out and ended up getting 3.25% at adelfi for 60 months

 

[cenwesi]

Got everything figured out and ended up getting 3.25% at adelfi for 60 months

Nice and congratulation.

 

[TuxedoM3]

With adelfi, do you have to sign up for a membership? If so, what does that entail?

How did you sign up for the membership?

 

[JayoP7]

How did you sign up for the membership?

Just on their website when you apply for the loan you apply for the membership too at the same time

 

[N2B8]

Got everything figured out and ended up getting 3.25% at adelfi for 60 months

How long does it take for them to get the check to you?

 

[JayoP7]

How long does it take for them to get the check to you?

They are either wiring it or sending check to Tesla. They said 5 business days from when I got all my docs to them. So far its been 2 days

 

[Goat23]

For people that used Towers FCU. Did you make the donation for membership and create and account first or directly apply for the loan first and get approval before making the donation?

 

[Ergonomics101]

How did you sign up for the membership?

When I did my loan with adelfi they required you to agree and sign their Christian statement of faith. I know some of the other CUs made you make a donation or you had to live in some state.