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Decent insurance in London? Model 3

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Expecting the MY delivery in a few weeks and just ran comparison websites to reveal a £1600 lowest quote from admiral. DL for some reason declined to cover - I contacted the phone line and they couldn’t reveal much on further reasoning.

For our 2.5 yr old X3, paying shy of £600 with by miles and they can’t quote on the car until the plate is registered with DVLA on the day of delivery.

Full UK license around 6 Yrs NCD, no other history! Any expert pointers as these premiums seem ridiculous!