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Digital Banking limiting daily payments

Discussion in 'The UK and Ireland' started by BelfastEV, Sep 25, 2019.

  1. BelfastEV

    BelfastEV Member

    Joined:
    Jul 7, 2019
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    248
    Location:
    Belfast
    just trying to dot all the i and cross all the t

    I live in N Ireland but my bank is still RBS from many moons ago living in Scotland. They have no branches in NI so can’t go into a branch and do a CHAPS.

    So I will have to set up daily payments , think the limit is 10k for a new payee ? So will need to pay them over 4 days. Anyone had to do similar ?
     
  2. Dickybeau

    Dickybeau Member

    Joined:
    Aug 25, 2019
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    99
    Location:
    Scotland
    Not with this car but I’ve had to in the past. Their should be some method of contacting the bank online to run a CHAPS payment.
     
  3. ivangr

    ivangr Member

    Joined:
    Jul 22, 2019
    Messages:
    198
    Location:
    dunfermline
    from their website
    Payments via Digital Banking

    • Personal customers - £20,000.00
    • Premier customers - £50,000.00
    • Business customers - £50,000.00

    Somehow I am on a RBS premier account so for me it was a single transfer. Had to use their card reader thing.
     
  4. VanillaAir_UK

    VanillaAir_UK Moderator UK and Ireland

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    Location:
    Surrey, UK
  5. phillcom3

    phillcom3 Member

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    preston
    I recommend you change your bank at some point then. You can also just call them and authorise it. I had to for sending 25k to buy my current car after I got a loan from sainsburys from aantander
     
    • Like x 1
  6. freekie

    freekie Member

    Joined:
    Sep 10, 2019
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    Location:
    UK
    It was the same for me although RBS initially held back the payment as they were concerned that it was potentially fraud!
     
  7. DevonGuy

    DevonGuy Member

    Joined:
    Sep 3, 2019
    Messages:
    8
    Location:
    Devon
    I'm sure we all have the same problem. Lloyds have advised me that their limit is £25000 per day. Either multiple payments or visit a bank. Didn't try phoning to see if they could authorise an increased limit, maybe worth trying.
     
  8. WannabeOwner

    WannabeOwner Well-Known Member

    Joined:
    Nov 2, 2015
    Messages:
    5,758
    Location:
    Suffolk, UK
    Ditto.

    My family was with Sharkleys (before the name change ...) for generations. Shafted by them after 2008 fiasco, We changed to a Good Bank, and Wow! I hadn't realised how much lousy-banking had crept up on me all those years at Sharkleys until we switched, and then it was just like the old days: excellent service and a Bank Manager who took the trouble to understand my requirements
     
  9. PXW1

    PXW1 Member

    Joined:
    Sep 16, 2019
    Messages:
    31
    Location:
    Surrey
    Not sure how your online platform works, but with Nationwide I was able to do a single CHAPS payment from the online portal - no need to go into the bank.
     
  10. Avendit

    Avendit Member

    Joined:
    Apr 18, 2019
    Messages:
    676
    Location:
    EDI
    For RBS/Natwest although the limit will be 10k/20k depending on your situation, you can schedule them all on one day so you don't have to remember to log in each day. Log in, set up payee and send first amount. Then schedule day 2, 3 etc.

    I chapped it to Tesla from a branch. If you do this they want you to say you have verbally confirm the destination details. I hadn't done and didn't fancy another 40 minutes on hold so just accessed my account on my phone to get the invoice from there. SSL to a verified domain name is better than any phonecall in my mind. A manager authorised it at my risk :/ All confirmed in source code today tho so happy enough.
     
    • Like x 1
  11. Rooster6655

    Rooster6655 Active Member

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    May 3, 2019
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    1,465
    Location:
    UK
    Just make multiple payments unto your limit each day if you only have 1 bank account other use another account if needed
     
  12. meavydev

    meavydev Member

    Joined:
    Jun 19, 2019
    Messages:
    100
    Location:
    Berkshire
    I paid with three separate faster payments with Lloyds warning that Citibank accounts are unsafe...
    It worked and I have had the car for a month, so as long as you use the correct reference then Tesla don't mind.
     

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