Directline won't insure car as not registered yet.

[emmmaaa]

We have the plate details and we are picking up the car on saturday but Directline won't insure it yet as its not registered. Anyone had this? What is the process? Wait until friday?

Thanks!

 

[MrBadger]

Phone a DL advisor that knows how to do it. You probably cannot do it online, but its standard practice by phone. Plus you can negotiate discounts.

 

[LA13]

We have the plate details and we are picking up the car on saturday but Directline won't insure it yet as its not registered. Anyone had this? What is the process? Wait until friday?

Thanks!

I obtained a quote online just putting in the car details (Make and model) and then phoned them with the quote reference number, and added my reg to the policy. Picking mine up tomorrow, and have my insurance in place with the registration plate on the insurance certificateate. So it can definitely be done

 

[luke2102]

I haven't had an issue - I did a quote online and then rang them up to provide the registration. Also collecting on Saturday.

 

[Elsig]

Same here, I had to phone them to provide registration number. No issue.
Also try Churchill by the way, for me they were a bit cheaper even though they are the same company

 

[tomorrowman]

Strange ? Direct Line was the only insurance company I could get to ensure the car without it being registered with the DVLA

As suggested above call them.

Worth noting once I got the V5 after a few days I was able to shop around, find a cheaper insurer and move courtesy of the 14 day cool down period (LV where less than 1/2 the price of Direct Line).

 

[emmmaaa]

Useful everyone, thankyou.

 

[Alistairuk]

As others have said - you can’t do it online - call them and they’ll do it over the phone - this is the same with most insurance companies and brand new cars

 

[Morriscoombes]

Churchill also insure on VIN. You just have to call them on the day and its only insured to drive to/from a dealer until you do.

 

[JC100]

Just insured mine today (pick up car end of next week). Did quote online and Churchill came out as best price for £428 inc extras for legal cover, loan car (worked out as £60 of extra costs) with £400 excess. Once quote online, phoned them with the registration number and mentioned that the car is in the name of my Limited company - really good customer service.

 

[crouchy]

Make sure you ask them to add AutoPilot as a modification, it will give you 5% off your premium

 

[MrBadger]

Make sure you ask them to add AutoPilot as a modification, it will give you 5% off your premium

I was told with DL on several occasions that it was part of standard spec so no available discount. However DL seem recently to give different answers to same question so wouldn't surprise me if some do get a discount, but I thought that 3 same answers did give some level of continuity.

 

[crouchy]

I was told with DL on several occasions that it was part of standard spec so no available discount.

Odd, they applied it for me back in September

 

[MrBadger]

Was that on top of 'the special discount' ? I have to keep reminding them of it and they normally oblige, even if it takes a few calls.

 

[Sugei]

Not DL. But when I first rang Churchill the first guy was addiment he couldn't insure with just a VIN and swore blind I'd have to wait for REG. I took his word for it and was waiting until I got Reg. I rang back few hours later because I forgot to ask something (about a quote expiring).
Next two advisor told me of course they can insure with a VIN and that they need to look at "Retraining" people.

Don't take first persons word at face value is what I learned that time got it insured on VIN, paid deposit and will just confirm REG to them once I have it!

 

[MrBadger]

Watch our for just insuring on the VIN. DL suggested that we didn't which was a good call as Tesla changed our VIN whilst we were at the collection centre. Reg stayed the same so no need to involve insurers on a busy Saturday.