Effect of adding FSD later (Insurance, etc)

[NamaDenki]

Does adding FSD to a car with existing registration and insurance change anything and require any action?

 

[glide]

Does adding FSD to a car with existing registration and insurance change anything and require any action?

In the US, most insurance companies will not cover a post-purchase FSD. There is generally a cap of $6-8K for “accessories”.

Not sure how it works in Japan. Call your particular insurance company to confirm.

 

[NamaDenki]

Oh for sure, I was more concerned about invalidating the insurance policy completely.

 

[hiroshiy]

Oh for sure, I was more concerned about invalidating the insurance policy completely.

Hi, @NamaDenki ,

Why would the insurance company "invalidate" your policy by adding a software add-on later? In my opinion, you don't have to worry about it, as it doesn't change the type-approval code (Keishiki in Japanese). They don't even notice.

As @glide said, you need to tell the insurance company that you've added FSD as an add-on to get it covered.

With "new car replacement coverage" (or Shinka-Tokuyaku in Japanese), even after a few years of depreciation, you can get a new car at no cost when your vehicle is totaled. If you order FSD on a vehicle purchase, the "new car replacement coverage" will also cover FSD.

 

[NamaDenki]

as it doesn't change the type-approval code (Keishiki in Japanese)

Yeah this is the kind of thing I was concerned about. Thanks for this.