So the big day's here and I arrive to the Tesla SC armed with the check from my credit union to pick up my brand new 86xxx VIN Model 3 AWD. The Delivery Experience Specialist brings me to the car assigned to me and everything looks good except, what's this, a 1 foot long crack in the middle of the rear window? I seriously considered taking delivery anyways and having Tesla replace it later, but the delivery specialist said this was a safety issue and I couldn't drive off the lot with it.. repairing it would take up to two weeks (parts shortage), it would be faster to just get assigned a new VIN. So that's what I opted for. And they actually are able to assign my a brand new VIN later that day, ready for delivery basically immediately.
Except now the credit union says I have to close out the existing loan for the M3 I rejected, and have to go through a completely new application process again .. and oh and I'm sorry interest rates has gone up by 0.5% since. I can only assume the $350 I paid to purchase gap insurance for the original loan also goes down the drain.
Is this normal behavior from credit unions? I'd expect they should be able to just update the VIN number on the loan since it's the exact same make / model / color / cost.
Except now the credit union says I have to close out the existing loan for the M3 I rejected, and have to go through a completely new application process again .. and oh and I'm sorry interest rates has gone up by 0.5% since. I can only assume the $350 I paid to purchase gap insurance for the original loan also goes down the drain.
Is this normal behavior from credit unions? I'd expect they should be able to just update the VIN number on the loan since it's the exact same make / model / color / cost.