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bank of america is 2.69@60 monthsDoes anyone have any memory of the history of Tesla’s 1st party finance rates? Curious whether the latest fed rate cut of a full 50bps will result in a reduction of the 3.5% rate.
When you apply, Tesla isn't in the pull-down. Do they finance Teslas?bank of america is 2.69@60 months
When you apply, Tesla isn't in the pull-down. Do they finance Teslas?
Where did you find 2.38%?My credit union in Utah offered 2.89% I found 2.38% but wanted to go with the nearby CU offering 2.89% the best they said they could do is rate (almost) match lol, down to 2.49% and they didn't seem happy about it. So I ended up doing it as you are down to a couple dollars a month diff at that point. They are still advertising 2.89%, so no change with the government drop.
Disregard, found it:Where did you find 2.38%?
Where did you find 2.38%?
Was quoted 4.59% for 72mos through Tesla and I have excellent credit. Selected it as the payment option but was just approved for 2.69%... same loan... through Bank of America. Do I have to let Tesla know now or is that something I share once I get a delivery notification. No VIN yet.
Called BoA and they said they did $100,000,000 in funding with Tesla in December 2019 and have an arrangement where they don't have to cut a check... they transfer the funds to Tesla directly. They can do it within 3 BUSINESS days of receiving the Purchase Order with VIN. My main concern is that there are numerous people posting that they are getting delivery confirmation calls but not ever seeing a VIN on their account until after the call.Ok, I guess I didn't understand. I thought you meant that Tesla finance got you both approvals, just a lower approval later. Not that you went out on your own and applied despite them shooting it out to several lenders. If you got a separate approval for less I'd ask BofA how quickly you can get a check in your hands, if quick (shouldn't be more than 24hours if you gave them everything they need) I'd just go that route and forget the fuss. There has been interest rate drops, is Telsa still saying 4.59% is the best they can do? That would be insane right now for someone with excellent credit, the BofA approval is more in line with what you should expect with excellent credit.
Called BoA and they said they did $100,000,000 in funding with Tesla in December 2019 and have an arrangement where they don't have to cut a check... they transfer the funds to Tesla directly. They can do it within 3 BUSINESS days of receiving the Purchase Order with VIN. My main concern is that there are numerous people posting that they are getting delivery confirmation calls but not ever seeing a VIN on their account until after the call.