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No, Tesla offers zero gap insurance...This was one of my concerns as well...I bought my model y anyway, but in hindsight I would never buy ANY car without gap insurance...Why doesn't Tesla offer gap? And why, does everyone still buy and think that's ok??? So f-ing crazy!! Dumb ass millenials!! SERIOUS!!
HI All,
Question , is there gap insurance available/on the Tesla auto loan?
I’m a little concerned If something happens and the auto loan has a higher balance then the car value
I know all the leases i have have that built in
Thanks
What’s the thoughts on how much the car will depreciate annually as the seller? I know its a guesstimate...
Everyone always says resale is great when you are buying it but when selling traditional cars it usually stinks...
Typically in reselling Tesla do you get the delta back for performance and FSD?
Is it even something that's offered outside of a lease? For a lease it makes sense, as you'd otherwise end up with a potentially huge bill in case of an accident. If you own the vehicle (with a loan) that is just your risk. I guess it could be offered (after all it's just an insurance and the insurer can price it according to their risk) but would not be cheap.
Gap insurance is pretty common with the places I've banked/insured. I've used it in the past with loans from credit unions and it was around $150 (one-time) for a $50K loan, if memory serves.
I’m surprised to hear this. I purchased gap insurance from State Farm in 2017 and our loan was through a credit union. Perhaps they’ve stopped offering it.I have Tesla-arranged financing from US Bank. Does anyone have experience getting GAP insurance in that scenario? My auto insurance company (State Farm) doesn’t appear to offer it unless the loan is through their lending arm. Any suggestions?