I've seen various threads here discussing how the built-in connectivity might be considered "equivalent" to LoJack for getting the U.S. insurance company's +15% Vehicle Recovery System discount, with some comments suggesting "try it with your insurance company and see; it might work". However, the very few comments about actual conversation with insurance companies that I've found say they were turned down. Has anyone ever successfully received this discount? On the other hand, has anyone had a LoJack installed on their Model S? If so, were there any problems with the installation?