My insurance actually dropped from 2500/6mon to 2096/6mons. 1st price was when I purchased the car and 2100 was the next half of the year. However I am only 23 years old. The quote for 2500/6mon was also when I was 22 so I'm not sure if it made much difference. However we did get a 15% credit for GEICO due to covid.
This pricing is for NYC LR AWD - 1st car I've purchased and had insurance by myself. Got license for 6 years + CDL. No tickets.
Policy Info Below, Couldn't edit previous comments.
For Others
The below coverages pay out to other parties if the accident is your fault.
Bodily Injury Liability ?
$462.80
$300,000 per person/$500,000 per occurrence
Pays if you are responsible for another person's injury or death in an auto accident. It also pays for your legal defense.
Property Damage Liability ?
$246.00
$100,000 per occurrence
Pays if you are responsible for damage to another person's property.
For You
The below coverages pay out to you and your passengers.
Basic Personal Injury Protection ?
$268.00
Basic Non-Deductible
Covers you, your family, and your passengers if they are injured in an accident, regardless of fault. Some exclusions may apply.
Additional Personal Injury Protection ?
$12.60
$100,000/$2,000 WL
An option that allows you to increase your Personal Injury Protection.
Residual Medical Payments ?
$1.30
$10,000 per person
Pays medical expenses such as surgery, x-rays, ambulance, and physicians, regardless of who was at fault.
Uninsured Motorist - Supplementary Uninsured Motorist ?
$108.40
$300,000 per person/$500,000 per occurrence
Pays for injuries caused by an uninsured, underinsured or hit-and-run motorist.
