ejohan
Member
I never heard of Stratford Underwriting. How are they?
I haven't used them personally. I was doing some research... it's a relatively new company, but the CEO of it was the CEO of Canadian Direct Insurance prior to its sale to Intact/Belairdirect. The actual insurance company backing the policy is Everest Insurance Company of Canada. I wasn't able to find any bad reviews about Stratford. They're partnered with some of the biggest insurance broker firms in BC: Sussex Insurance, HUB Insurance, Rand & Fowler, etc.
I have found in the past that Belairdirect rates are almost identical to its parent company Intact insurance, which is sold through other brokers: Westland Insurance, Johnston Meier Insurance & AC&D Insurance. However, with Intact, you don't need the app that monitors your driving to get the policy. The downside of Intact is the quote process is very archaic; the quote takes approx. 30 minutes to generate and the brokers really shy away from doing it.
My BCAA optional with 2M + $500 collison + $300 Comprehensive + replacement cost insurance came to $1650 for two drivers, no accidents and tickets and each with 13 years of driving history in LM.
Maybe its due to my gender/age? I'm a 30 year old male. I'm still probably higher risk in insurance company's eyes.