Part of the reasons for standards and rules is so the next person can rely on things "just working"
While there are many things that can be made to work as temporary solutions, i am of the mind that permanent solutions should be made permanently safe. For instance, say you have someone watching your house while you go on a road trip, they also have an electric car and try to plug into your provided outlet.
Likewise if you sell the house and it doesn't get changed over to code compliant? There are many "What if" scenarios, and I agree that many of them are safe 999 out of 1000 times. However if we, as electric car trailblazers, don't do things right and to code, we are setting up the next generation for failure. Even one house fire per 1000 cars is too many.
As electric cars get more and more common there will be edge cases you didn't consider. You are out of town and the wife has someone over who wants to charge "Oh just use my husbands plug"