I am going to try them too! I wish auto loan shopping doesn't ding you for multiple shops in a certain time-frame. Mortgage industry gives you 2 weeks or so I think.
-
Want to remove ads? Register an account and login to see fewer ads, and become a Supporting Member to remove almost all ads.
Let's talk financing rates
- Thread starter flashflooder
- Start date
-
- Tags
- Model 3
I am going to try them too! I wish auto loan shopping doesn't ding you for multiple shops in a certain time-frame. Mortgage industry gives you 2 weeks or so I think.
Not sure it would be a joint loan.. we already have an account there. I am planning a substantial down payment ($20k).. as psychologically I don't want to spend close to $1k a month... it's purely psychological... basically after the tax rebates I would be putting $10k down
So far we haven't even got our vin as yet. We have no applied
Thanks for the tip! I called them up and was able to get that 1.99%/60 months offer.
Me too, they are pretty chill! Tesla+Chase gave me 2.99% and FCCU gave me 1.99%. Strongly recommend them for WA & OR residents.
I also contacted Tech CU and they approved me conditionally. Thanked them for their time and FCCU gets my business!
Joshker
Member
Glad it worked out for you guys! I’ve banked with them for almost 10 years and I’ve never been more satisfied with a bank, our last loan was 0.99/60 on a used car, they always have great rates. My loan officer this go around is Lindsay Mead and she’s been very responsive and easy to work with over email.
myblubu
Member
Today I actually got the notice that I received the $50 from the referral program! I had forgotten all about it!
You're welcome.Today I actually got the notice that I received the $50 from the referral program! I had forgotten all about it!
myblubu
Member
I was actually talking about getting $50 for opening my DCCU account through the referral program. Once you open your account, you have to make 5 debit card transactions within 60 days and you get $50. I forgot about that requirement, so made a few small debit card transactions last week to meet the 5 transactions requirement. Then I received the email that I got the $50 for opening my account through the referral program.
So if you used the referral, don’t forget about the 5 debit card transactions in 60 days to get your $50. Once I remembered, I used small transactions like buying coffee in the morning, etc. (most less than $2). I just had to make a conscious decision to use the debit card, since I rarely do. It worked!
I did use it but I'm bailing out. I found a local CU that has a slightly better rate but mainly chose them for convenience.
Another example of 'local CU' being the best option. Was all prepped for going with TechCU (since they were familiar with Teslas, and had instant online approval with rate shown - I got the VIN over the weekend and was anxious to make progress when local CU's were closed). Had even gotten an insurance policy with them listed as lienholder.
While waiting for ISA to call, checked a couple local options since they were now open. DFW area, Credit Union of Texas beat TechCU by 49 basis points, with a longer term. All set for 2.0% / 72 months now, after a quick change of my insurance policy
Now just to get that purchase agreement and any word of a delivery date.............
While waiting for ISA to call, checked a couple local options since they were now open. DFW area, Credit Union of Texas beat TechCU by 49 basis points, with a longer term. All set for 2.0% / 72 months now, after a quick change of my insurance policy
Now just to get that purchase agreement and any word of a delivery date.............
mtndrew1
Active Member
I’m at 3% for 84 here through my local credit union (LAFCU) which I’ve done business with for the better part of twenty years.
Just got a loan today 1.99% for 84 months through PVFCU. I was working with them since last week when rate was 1.49 for 72 months and 1.99 for 84 months. This week rate gone up to 2.34% for 84 months but he was able to match last week rate. Picking up my car on the 30th #8xxx.
Impressive. Which bank or credit union was offering that?
When mentioning a new institution in this thread, it would be helpful if we all put the full name of the bank or credit union. Using abbreviations sometimes makes it hard to figure out which institution it is.
Similar threads
