Hello, I am in need of some quick advice. I purchased a MS 60 and will be picking the car up tomorrow. Total purchase price of the car was right around $80,000 and I am putting around $15,000 down. I am getting a loan for $66,000 from Alliant. I can't decide if it is better to get the 72 month at 1.99% or the 78 month at 2.24%? The difference is only about $60 per month. With the 2.24% I would probably make extra payments to try to pay it off early. Any help from the finance gurus would be greatly appreciated.