I accidentally scraped my rear right panel in a parking lot against a concrete wall. The rear side is damaged and quarter panel has scrapes that may require repainting as shown in photos. How much would something like this to be fixed? Also, is it better to claim it through insurance (i have first time forgiveness) if so, can my insurer pay for it at the tesla approved shops instead of their preferred service center? or should i try to fix it out of pocket?