I am on my 2nd set of Nexen RU5s (staggered).
After the 1st set, I had to have them again.
I ordered them from Amazon, and had them installed locally, total cost about $600.
They are very quiet and very smooth.
I drive in snowstorms often, and have NEVER used the $440 tire chains I am required to carry (does anyone want to buy them?).
I will say that I replaced the last set due to uneven wear (and noise), but this was after 40K miles and (obviously) no rotation.
Unfortunately, apparently the 265/45/20s are being discontinued.