I was tired when I posted above. While I think FSD is not worth it at all, I should mention that if there were a way to pay a couple hundred bucks - no more - to add auto lane change to the basic autopilot I’d pay for that. Although, really, it should be included. That’s the only thing missing, in my opinion.
The auto lane change function alone makes the $200 subscription worth it for a long road trip. That's what I did for a 3,000 miler and it was great. That’s also where I learned that FSD just isn't all that, and won’t be for a very long time.