rsb290
Member
Folks, FYI:
Financing at DCU now is at 2.49% for 65 months (with the best possible credit score) with the EV credit included.
With auto pay+direct deposit, your 100% of salary is now the criteria to qualify (I remember a portion of salary was good enough before) to get 1.99% i.e. additional 0.5% discount. Opted out of this, as I would prefer my DD to be with some other bank, rather than sitting in DCU.
Fed has tightened the rates since mid of March and the 1.24% Rates are no longer available. :/ I had a loan approved for 1.24 but all rate locks expired by default since March 18.
In hindsight, I am getting my car priced at 53,990 (excl taxes) which is 10-11K less than what it is today I have my loan approved @ 2.49%, down payment done and vehicle to be picked up on the 28th. 2 days to go and can’t wait to see my “silent” beast
Financing at DCU now is at 2.49% for 65 months (with the best possible credit score) with the EV credit included.
With auto pay+direct deposit, your 100% of salary is now the criteria to qualify (I remember a portion of salary was good enough before) to get 1.99% i.e. additional 0.5% discount. Opted out of this, as I would prefer my DD to be with some other bank, rather than sitting in DCU.
Fed has tightened the rates since mid of March and the 1.24% Rates are no longer available. :/ I had a loan approved for 1.24 but all rate locks expired by default since March 18.
In hindsight, I am getting my car priced at 53,990 (excl taxes) which is 10-11K less than what it is today I have my loan approved @ 2.49%, down payment done and vehicle to be picked up on the 28th. 2 days to go and can’t wait to see my “silent” beast