Should I sell??

[DadRS99]

Looking for advice on whether I should take this deal…

2020 Model Y
PAID $54.7K new
Borrowed $54,800
2.49% rate
Balance $26.9K as of 8/26
36K miles
Offer is $35K

Should I take it? And then get into something else? (Thinking i4 going back to BMW sadly)

 

[AS9.9.]

Looking for advice on whether I should take this deal…

2020 Model Y
PAID $54.7K new
Borrowed $54,800
2.49% rate
Balance $26.9K as of 8/26
36K miles
Offer is $35K

Should I take it? And then get into something else? (Thinking i4 going back to BMW sadly)

Personally, I wouldn't with the current rates. Especially since it seems you like to finance the entire car payment (not that there is anything wrong with that).

Out of curiosity, why are you wanting to sell?

 

[karkrazy]

Clear $8k and lease a new i4… I’d probably do that. The tech in MY’s have evolved quite a bit in the last 3 years. Cash out, ride it out in an i4 and evaluate again.

What’s the pro of keeping a 2020 MY besides the lower cost of lending from back then?