Since we are posting crash stories…Plaid S Idiot

[Dan D.]

Driver's side window is smashed from crash or rescue, and still attached like a curtain. Laminated glass. Rear window too.

 

[ghawkjr]

Insurance companies and their actuaries are quite good at assessing real risk They typically don't lower rates due to false perceptions of safety and they don't raise rates due to false perceptions of danger.

To the extent that the contention in these forums is true, that Tesla accident stories are blown out of proportion in the media, I think there is a low probability of bad coverage showing up as unjustified high Insurance costs.

There is competition in the insurance industry, and if there's an opportunity to sell insurance profitably to a low risk group, it will not destroy that opportunity by raising rates. They don't have to pay out for bad news coverage, only for real accident claims.

On the other hand, if the Plaid model does have a proportionately high accident rate stemming from idiots showing off, then it won't take them long to reflect that in the insurance price.

I appreciate your accurate post regarding insurance. Public perception of how insurance works is often far from correct. Your third paragraph will be enlightening to many.

Determining accurate risk categories is valuable in the insurance arena. Tesla's insurance, still available only in California, likely uses technology similar to the beta safety score, and Tesla is far from the first to gather data on driving habits and conditions.

It would be interesting to see the modeling process used to derive the formula for the safety factor. Being based on six billion miles of driving data, maybe they do have enough to carry the parameters out to all those decimal places.

 

[powderpc]

Travis, "The owner" was not driving and not wearing his seat belt. He let his friend drive it and and he crashed and killed the owner Travis. Travis was well liked in the Tarpon Springs / Palm Harbor area. He is a tragic accident that should / could have been avoided. not the cars fault...

This hardly seems like an accident. The driver had 9 previous traffic violations and Meisner previously lost his license for going 70 mph in a 30 zone with a 0.2 BAC. Nobody will be sympathetic to morons like that. Who gets killed in their own car the day they bought it?

 

[SpaceShipDrvr]

The only people who can afford these cars as they are priced today should know better.

As the saying goes: "money can't buy taste". It also can't buy common sense, demonstrably. So any assumption that rich people know better should be thrown out the window.