Thanks for the reply, however non- refundable is different from being able to carry it forward, in this case though, via more research, (unless the IRS changes previous EV credit advice) the result is the same. According to what I found on the IRS website (I prefer horse mouth) PV (solar) tax credits have and remain eligible for carry forward - meaning if you don't have enough liability to use it all this year you can "carry forward" the credit to following years, however for whatever reason EV credits have not been.
Don't you recall Warren Buffett pays less tax than his secretary. I am both a small business owner and living off investments. And yes, at least I have all year to work it out with some accounting adjustments.