In my experience, there are very few banks who are going to be able to do financing on a car with Tesla's value if you've never had a huge car loan before.
Even with impeccable credit, few lenders would give me a loan without requiring 50k down because I never had a big car loan before.
I shopped around with a bunch of lenders, at the risk of harming my own credit, and found one that will finance without a previous loan at this size.
The bank was Unify Financial Credit union. If you want to work with the same lender as I did, I can give you her contact details over PM. I was originally going to put 5%-10% down on the car, but after hearing their rates, I financed the whole thing and it wasn't a problem for them or me.
This was a 2-3 week process for me, so hopefully this saves some people on here some time.
If this helps you, I hope you'll keep me in mind for your referral credit!
Even with impeccable credit, few lenders would give me a loan without requiring 50k down because I never had a big car loan before.
I shopped around with a bunch of lenders, at the risk of harming my own credit, and found one that will finance without a previous loan at this size.
The bank was Unify Financial Credit union. If you want to work with the same lender as I did, I can give you her contact details over PM. I was originally going to put 5%-10% down on the car, but after hearing their rates, I financed the whole thing and it wasn't a problem for them or me.
This was a 2-3 week process for me, so hopefully this saves some people on here some time.
If this helps you, I hope you'll keep me in mind for your referral credit!