@64robots thanks for the tip. I was just reading up on that. So whatever I’ll just submit an application via tesla and see what comes of it. We have never applied for an auto loan before. We own all our cars. However, i do find it different than a mortgage. Mortgages looks into your bank savings and dives deep into your credit history. Auto is just credit score and income and debt (which we don’t have) so I was taken back by the non approval.
@ChrisianZ We live in NJ. We were pretty succesful getting attention from Campbell. We just contacted reps every other day to follow up. So we did stay on top of it for a quick turn around. One week for account number and loan application response which was NOT approved. Bummed about that. Said that my wife has A+ credit but the income to debt does not meet their guidlines. I asked what is she approved for then and it was some embarrassing number. Fractions! of wife’s salary. Therefore, that is why a posted my cry for help a few posts back.