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That's a great rate!. If you don't mind, what's your credit score looks like?Received 1.74% through DCU (Digital Federal Credit Union - not sure why it's not "DFCU"...) The give a discounted rate for buying an EV and an additional discount if you due paycheck automatic deposit through them (which may be more hassle than it's worth if you're not already a customer.)
Do you have to direct deposit your paycheck or income source to their account there?For Carolina Community FCU, my total time from initial contact to funds wired was about 14 days. Given all the paperwork was actual physical paper, I am quite happy with this. Some of this time was also waiting on Tesla to provide MVPA. Rate was 1.99 for 84 months. I’ll be looking into home refinance through them based on this experience.
Do you have to direct deposit your paycheck or income source to their account there?
For Carolina Coop CU, it takes forever and no one answers the phone except for customer service people who know nothing about the loan. if you are ready to wait for 2-4 weeks, could be longer, and don't mind mailing materials in batches (they don't tell you all the requirements at once), go for it. the rate is great at 1.99% but it's way too much headache. you leave 10 vms and get no return call. I feel that they just don't care. why bother
@T3slaMecca your custom function "importRegex" is not being recognized so 99% of the rates don't show up.
That's a great rate!. If you don't mind, what's your credit score looks like?
That’s awesome, glad to hear! I got 72 months at 2.14% with BMO and I might ask if they can check chase since I bank with them anyway.Thank you for everyone's post. I did email Tesla finance as well regarding a better rate. They got back to me with Chase's offer of 2.09% as compared to the original offer by BMO harris at 2.49%.
That’s awesome, glad to hear! I got 72 months at 2.14% with BMO and I might ask if they can check chase since I bank with them anyway.
How many months did you get?