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To finance thru tesla or find financing on your own

This route isn't for everyone, but I decided last minute to ditch financing and use a 401k loan for $15k at 3.25% 48 months. I put $18k down and my trade in was valued at $24k

401k repayment is every 2 weeks at about $150. Most months will be $300 and 2 months a year it will be $450.

The personal financing was 2.49% at 48 months, and ~$330/month for about $14.5k. Plus the hassle of dealing with another bank and credit hit.

Total estimated interest over 4 years is right at $1,000, and it all goes back into my 401k. I'm treating it as a "bond" to myself, as a more secure rate than actually investing in bonds at the moment.
 

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