Echo Rifleman's thoughts. And, I've sworn to myself that, given how much I'm pushing the family budget to get into the Model S, I'll do whatever it takes to make it last 12+ years at the least!
Just did the raw math the other day:
60 kWh ($67,400) + Options (pano + metallic + tech = $6,000) = $73,400
Destination charge (just a guess given the Roadster's $1,950) = $1,100
Tax, title and registration (as per
CA DMV's online calculator) = ~$7,000
==============
Total: $81,500
I'll probably put $26,500 down to make it an even $55,000 loan. With my
credit union offering 2.99% or less on 72-month terms, the
payment would end up around $835 per month!
After I get the $7,500 fed tax credit and, if all goes well, $2,500 from Calif., I can pay that $10K towards the loan to reduce the loan period by about 13 months.
It was painful to have these numbers staring back at me, but, as
Mycroft said before, you only live once!