Kkustes03
MSLR B/B/19 No FSD RN 1153
I applied for my loan at DCU today. It was approved instantly and is good for 45 days. Full amount with tax. (Fingers crossed). They approved me at 1.99% instantly but how do I get the 1.24% rate?
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You need to tell them it's an EV purchase (0.25% reduction) and setup direct deposit with their bank (0.5% reduction)I applied for my loan at DCU today. It was approved instantly and is good for 45 days. Full amount with tax. (Fingers crossed). They approved me at 1.99% instantly but how do I get the 1.24% rate?
Did you put any down for that rate? I applied yesterday and got 2.99%I applied for my loan at DCU today. It was approved instantly and is good for 45 days. Full amount with tax. (Fingers crossed). They approved me at 1.99% instantly but how do I get the 1.24% rate?
Original order was 2/2/21, build date just says "Dec 21" on Monrony (sp?) Not sure if I could find out which specific day or not.
It could have been due to credit score? Anyways I got 2.49% from BOA, 72 monthDid you put any down for that rate? I applied yesterday and got 2.99%
Nope, they're only an option on the 19's to my knowledgeAre they providing all season tires for the 21" wheels too?
Seems like it. I am to pick up my June 2021 mslr this weekend. On the other hand they delivered my Dec/17 ordered myp on 12/30.so i ordered model S about a month ago with the EDD of July per the website. I ordered was RIGHT after the latest price increase and received notification that my VIN was assigned and ready for pick up this week.
are they filling the orders with the higher price tags before they deliver orders that are older with a lower price?
I have a decent credit score 750+ use to be 800 before tesla , called us bank and got 3.19%.It could have been due to credit score? Anyways I got 2.49% from BOA, 72 month
Nope. Requested the full price with tax and was instantly approved.Did you put any down for that rate? I applied yesterday and got 2.99%
Did you put any down for that rate? I applied yesterday and got 2.99%
For those applying for loans, the sweet spot with DCU is the 65 month term for 1.24% with direct deposit. If you want longer, you're better off somewhere else. These are surely not exhaustive, but Carolina Cooperative offers 1.99% up to 84 months, which is crazy for that term. Also, Navy Federal has 2.29 for up to 72 months. Carolina is very old school and didn't do anything online, so application for membership and credit will take a couple weeks unless you spend extra to expedite everything in the mail.It could have been due to credit score? Anyways I got 2.49% from BOA, 72 month
Another low rate option: PenFed at 1.99 for 60 months. Cap is at 100k. It has a slightly lower rate if going for a 3 year term, and higher rates for longer terms. They also have .99 if using their car buying service program, but Tesla does not qualify for that program.It could have been due to credit score? Anyways I got 2.49% from BOA, 72 month
Good info. I always recommend NFCU or any credit union. I've been with them for 20+ years. Always have great loan rates, and their car loan rates are a lot better then banks. I'll never do business with banks again!For those applying for loans, the sweet spot with DCU is the 65 month term for 1.24% with direct deposit. If you want longer, you're better off somewhere else. These are surely not exhaustive, but Carolina Cooperative offers 1.99% up to 84 months, which is crazy for that term. Also, Navy Federal has 2.29 for up to 72 months. Carolina is very old school and didn't do anything online, so application for membership and credit will take a couple weeks unless you spend extra to expedite everything in the mail.
No doubt there are other options too.
No. The 21 inch wheels never get all season tires. The tire types are in the owners manual. Only the long range S with 19 inch wheels can get all season tires. If you have the 21s, you'll probably need to buy a set of 19 or 20 inch wheels and put all seasons on them. I don't think anyone even makes a 21 inch all season tire in the correct sizes for the refresh model S.Are they providing all season tires for the 21" wheels too?
Sounds like what worked in your favor here is that they were trying to figure out how to refund your deposit on your new order and hence ended up talking to someone sensible up the chain. However, as pointed out some have successfully had inventory cars assigned to their order just by callingI actually “bought” the inventory car online (clicked “buy now” and paid the $250).
I figured they would transfer the vin to my old order and honor the pricing, and maybe I’d have to pay a transport fee. But when I called, they were adamant that this was not possible. If I wanted this inventory car, I had to pay current pricing. So they said they’d cancel my new order and I should just keep waiting for my May order to get assigned a vin.
But then to my surprise, they called later in the day and said they “ran it up the chain” and could assign the vin to my old order as long as I pay the transport (which is what I was asking for when I originally called).
I am at ~820 and was approved at the lower rate. I think there is usually a break point above 780... May also have something to do with debt to income ratio...I have a decent credit score 750+ use to be 800 before tesla , called us bank and got 3.19%.
Previous advice here is once you get a VIN you're safe on applying for a loan. A loan lasts 30-45 days depending on the bank, and usually you get your car 1-2 weeks after getting assigned a VIN. Congrats!Question for the forum, because there is a lot of back and forth.
I was assigned a VIN today!! with an EDD of 2/9-2/13 - NF469. Question should I continue to wait until I get closer to EDD to have them change me back to financing or do I do that now?