Now I know why insurance is so expensive in Toronto. No more than an hour after getting my model 3 today, a Taxi driver (who was on his cell phone) just blindly turned into my car. Luckily I saw his dumb ass, and was able to swerve over to the right into a bus lane. I couldn't believe how wreckless he was. like he didn't even look before he turned. I don't know what I would have done had he actually hit me. I would have been irate.