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Are tesla solar panels this delicate? :)
- Thread starter h2ofun
- Start date
willow_hiller
Well-Known Member
Rated for 25 mm hail at 23 m/s.
Q CELLS Q.PEAK DUO BLK-G6+ 340 | EnergySage
But probably not rated for 100 mm tree limbs or 300 mm bricks.
Q CELLS Q.PEAK DUO BLK-G6+ 340 | EnergySage
But probably not rated for 100 mm tree limbs or 300 mm bricks.
They used to make solar panels with Panasonic at the GF2 in Buffalo before 2019. Our 63 panels were made there.
Hmmm..... a question. Does everyone call up their homeowners insurance and specifically add the system?
Perhaps a basic question but I just finished install yesterday.
Perhaps a basic question but I just finished install yesterday.
willow_hiller
Well-Known Member
Yep! Our home insurance even had a web form where you could specify how many panels.
It's a relatively expensive fixed part of your home, so I think it's important to make sure it's covered.
willow_hiller
Well-Known Member
All permanently attached structures are covered by default, but failure to disclose home-improvement to your home insurance provider would be grounds for them to deny coverage if damage were to occur to the part of the home you neglected to tell them about.
Hmmm..... a question. Does everyone call up their homeowners insurance and specifically add the system?
Perhaps a basic question but I just finished install yesterday.
I changed insurance companies last year (auto / home / umbrella). When I got quotes, I told the agents I had solar panels, but the company I went with (who gave me the lowest combined price), the agent "conveniently forgot" to include the solar panels in the quote.
I know this, because after I selected them and got the policy in place, I got a letter later saying that (paraphrasing) their external review of my property had determined that I had XX number of solar panels, and that changed my property valuation from X to Y, which increased my premium from A to E. I always intended them to be on there, so it annoyed me that I missed it wasnt on there when I was reviewing the quotes they sent me.
Because that was "my fault" (for not noticing the rep "forgot" to include the solar panels I specifically told him about), I didnt go back and raise heck with them, but I certainly wasnt happy. Live and learn, I knew better than to just give it a quick once over, a change in insurance rates to insure my vehicle (model 3) was driving me to change companies. I just like having it all be with one company so got combined quotes.
....err I am rambling.....
TL ; DR, yes you want to make sure its on your policy, its fixed to your home, and its something you would want replaced if damaged, so it likely needs to be on there to avoid any problems about coverage if something were to happen.
I think the increased cost I was talking about in my last post was something like 70-85k replacement too.
Silicon Desert
Well-Known Member
My policy says I need to notify them of any changes of 5k or more for my extended replacement to be valid. I was told they normally increase dwelling amount by I paid for the system Since I already had more than their estimated rebuild + panels no changes were needed but they would note my account that I had solar in case of a claim.
Hmmm..... a question. Does everyone call up their homeowners insurance and specifically add the system?
Perhaps a basic question but I just finished install yesterday.
Added ours to our homeowner policy after install.
Figure if major damage like hail or falling trees you’d be looking at labor for removal, maybe reroofing and install in addition to the replacement value of the panels and parts.
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