Auto Insurance quotes - (CA/Los Angeles)

[Csamika]

While I know auto insurance is a complex algorithm based on location, history, age, car etc. but with my clean record here are some quotes I've gotten. Any other suggestions to pull quotes from?

Tesla Model 3 SR+ - $40,000
Specs:
Bodily - 100,000-/300,000
Property - 100,000
Medical - 10,000
Uninsured- 100,000/300,000
Vehicle - 1000 deductible
Car rental - 75/2250

Farmers - $183/mo ($30 rental)
MetLife auto with employment perks $169.84/mo (rental $75/2250)
COSTCO - $178/mo ($50/1500 rental)
Geico - $149.45/mo (rental $50/1500)
Mercury - $190/mo (rental $50/1500)
Telsa - TBD upon VIN

 

[ewoodrick]

Doesn't look unreasonable to me, especially seeing that you didn't post an age range. It is going to be more than a $20,000 car, that's a given.
Don't forget that not all carriers are the same. Things like how well they take care of you with a claim can be huge when you needed.

I was just answering another post and looked up info that CA in total was the 6th most expensive state to insure in at $1800/yr. Given a LA location, you will probably be more than that by a fair amount.

So, $1800 - $2500 seems right on target.

 

[jonquiljo]

Can those rates go cheaper if you pay every 6 months? That seems to be the California default period. I've been getting 6 month insurance bills for years and years. I was always under the impression that you would get a better deal if you didn't pay by the month.

 

[Big Dog]

try AMICA.

Also, have you asked about a discount for placing auto with your homeowners/renter's insurance?

Also, don't forget to ask about any annual dividend. For example, AMICA rebates xx% every year which can be taken as cash or applied to next year's premium.

 

[jonquiljo]

try AMICA.

Also, have you asked about a discount for placing auto with your homeowners/renter's insurance?

Also, don't forget to ask about any annual dividend. For example, AMICA rebates xx% every year which can be taken as cash or applied to next year's premium.

Yes, I get about a 30%-40% discount for adding other autos, home, earthquake, umbrella, etc. Insurance companies want to grab all your business and will reward you well if you do.

 

[PowerBankT]

I don't see progressive in your list. (they quoted me the best rates)

 

[JohnnyBoy011]

I don't see progressive in your list. (they quoted me the best rates)

Seconding this.

 

[Haeffelin]

Wawanesa also

 

[Csamika]

Can those rates go cheaper if you pay every 6 months? That seems to be the California default period. I've been getting 6 month insurance bills for years and years. I was always under the impression that you would get a better deal if you didn't pay by the month.

thank you. yes these are based on 6 months rate (most all of them) I just broke them down to monthlies.

 

[Csamika]

thank you all. super helpful. I'll look into Progressive, and Amica and def check out the umbrella bundles. never heard of Wawanesa! thank you.