I am sure these questions will have been covered somewhere, but I am going from about 65% to about 80% (I don’t think it shows exact% anywhere) daily and charge at 32amps. Lately I have lowered the charge rate to 20 amps. Any thoughts on that. Lower rate should mean inside battery lower heat. Also, my full battery mileage has been creeping downward over the last 6 months from about 219 to 202 Is this a real loss or a brick thing?
If you are sure that you need only 15% a day, you might consider going from 45% to 60% instead and charge higher only if you need it.
Lower current is, of course, always a bit better, but not because of heat, but because of the charging voltage. Li-ion cells begin to suffer when charged above 3.92 V, which is about 60% state of charge. But the degradation is gradual and not catastrophic. Elon Musk once mentioned that repeated charging to 80% is OK.
If you charge overnight, you can calculate how much current you actually need and don't use a higher current that you don't need.
All these measures will pay off only slowly, because the batteries are quite resilient. If you reckon you often need 80% or 90% charge, by all means charge up. If you drive a lot, a new battery after 6 years doesn't seem too expensive.
As to the mileage going from 219 to 202, that's a loss of about 8%. From what I read, that's a bit on the high side, but not outrageously so. Some people report a loss of 6% in the first year, then 2% per year. It depends on how much you actually drive and charge and how often you use fast charging.
But these figures are created by the software and are not entirely reliable. Theoretically they could change with a software update. It is better to watch the actual energy going into the battery.