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Configuration - Additional Deposit?

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Does anyone believe that there will be an additional deposit when it comes time for configuration?
At some point the deposit must become non refundable. It seems that Tesla would need some kind of insurance against nonpayment once build starts. It's less than 3% of MSRP for average build, so risk is covered if less than 3% back out after order commitment.
With that many orders, I'd imagine Tesla would offer deadbeat production to later reservation holders, allowing them to skip the line.