Submitted loan application yesterday and was approved this morning. The rate is 4.24% and says that includes the 0.5% discount for the autopay (0.25%) and whatever else (0.25%). Saw someone else post they were going to get an additional 0.25% for autopay making it 3.99% for 72 months, but I don’t think that is accurate.
Just sent an email to Tesla asking them to reflect the change in lender from Tesla Financing to USSFCU, but if someone knows a better way to do this then please advise. Also, still no VIN and I have a trade that will now have a lesser payoff because I will have made another payment in the next few days and the initial agreement doesn’t reflect this so hope this can all be figured out. Not used to doing the leg work in car buying. Not opposed, but also not a fan of being on their time and terms to get responses.