So I will say that this was similar to my experience as well. However, the part that was confusing was not getting a loan estimate etc before MVPA, which I understand. It was also a weird process getting MVPA from Tesla, I was talking with the rate match team, and they added my SA who was supposed to generate the MVPA for me, however he didn't. I called the 1800 number, and the person on there was super helpful, switch loan to DCU, generated an MVPA and also switched it back to Tesla financing after so that I could still get rate matched. I uploaded the MVPA to DCU's portal, and called them, and they immediately got me the DocuSign, which I showed to Tesla, and just got confirmation that they are rate matching me for 1.24 at 72%. I'd have preferred to go with DCU, but I am not too keen on changing my direct deposit.