I financed my prior two Teslas with Alliant FCU who was very competitive at the time. Interesting thing this time rates were not as good. Alliant loan officer made weird comment that their rates were set by Tesla now. No idea what that means. I was able to find better rates rates from two San Antonio area FCUs. Much better than USAA, Pen Fed, Randolph and others I have used over the years. I went with United in the end swayed by their interest rates and all their positive reviews. Point of contact there is Ricardo Guzman and stated they have been doing a bunch of Tesla financing. Generations FCU (Located in HEBs) - www.mygenfcu.org/rates/auto-rates 48 Months 2.55% 60 Months 2.55% 72 Months 3.24% and United Texas Credit Union Auto Loans - United Texas CU 48 Months 2.29% 60 Months 2.39% 66 Months 2.49% 72 Months 2.69% also additional 0.25% off if you purchase their gap.