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Decent finance rates - San Antonio Area

Discussion in 'Texas' started by Firewired, Aug 13, 2018.

  1. Firewired

    Firewired Member

    Joined:
    May 23, 2013
    Messages:
    602
    Location:
    San Antonio
    I financed my prior two Teslas with Alliant FCU who was very competitive at the time. Interesting thing this time rates were not as good. Alliant loan officer made weird comment that their rates were set by Tesla now. No idea what that means. I was able to find better rates rates from two San Antonio area FCUs. Much better than USAA, Pen Fed, Randolph and others I have used over the years. I went with United in the end swayed by their interest rates and all their positive reviews. Point of contact there is Ricardo Guzman and stated they have been doing a bunch of Tesla financing.

    Generations FCU (Located in HEBs) - www.mygenfcu.org/rates/auto-rates
    48 Months 2.55%
    60 Months 2.55%
    72 Months 3.24%

    and

    United Texas Credit Union Auto Loans - United Texas CU
    48 Months 2.29%
    60 Months 2.39%
    66 Months 2.49%
    72 Months 2.69%
    also additional 0.25% off if you purchase their gap.
     
  2. stillageek

    stillageek Member

    Joined:
    Aug 18, 2016
    Messages:
    86
    Location:
    DFW
    Do you have CUTX in the area? They rate match. I got 1.99 for 72 by matching 1.99 for 60 at Dallas credit Union. You need 750+ credit score.
     
  3. quaa

    quaa Member

    Joined:
    Jun 9, 2018
    Messages:
    33
    Location:
    DFW
    Thanks for the info! Got 1.99 match any term for my Model 3. =)
     
  4. Hrnd Frog

    Hrnd Frog New Member

    Joined:
    Jul 30, 2016
    Messages:
    3
    Location:
    Austin
    Just did the same. Can’t thank you guys enough for heads up. I live in Austin, but they were still willing to allow me to become member. Great service & experience. Turned it around in about an hour.
     
  5. rideincircles

    rideincircles Member

    Joined:
    Aug 9, 2016
    Messages:
    11
    Location:
    Fort Worth, Texas
    Would that work in Fort Worth? 1.99 is the goal. I test drive a Model 3 tomorrow and will basically have my down payment on Friday.

    Looks like this is the spot to apply at. They are based in Dallas, so it looks like I am close enough to work with it.

    Loading site please wait...

    American Airlines credit union was also what I was considering, but this seems better. EECU does not get close to either of these.
     

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