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Insurance and the high cost of excess

Sixer

Member
Aug 27, 2019
127
66
North East
I am preparing to take delivery in early Nov and have a collection date. Having carried out a few preliminary quotes I am surprised to see some very high excess figures of £700+ on a £380 pa quote. Direct Line and Churchill in particular.

Has anyone seen “better” deals on insurance elsewhere?
 

KaraGUK

Member
Sep 21, 2019
22
5
Hampshire
I am doing my quotes now as I just got my reg number through and finding the same! All the excesses are over £500, most £700. I need to use my car for business and so my best quote is £845 with legal protection. Ouch!
 

Tony Hoyle

Active Member
May 7, 2019
1,135
699
Stockport, UK
It's just the way it is now. Insurance companies don't want to pay out anything if they can help it.. high excesses achieve that.

Novo has a 0 excess option but their annual cost is somewhat higher than a normal insurer.
 

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