I have a perfect driving record and no accidents or anything, so I think my rates are pretty good. Currently I'm slightly over $1000 per year for my 2015 Jeep Renegade, but I kind of went for the lowest options I could find (Progressive). I'd like to have some better coverage for my M3 so I'll just get a bunch of quotes and see what I can find. I still have yet to do a test drive, but will soon. A little worried I won't like it as much because I've driven SUVs for 20 years and don't usually like sedans that are so low to the ground, but if it's comfortable and as awesome to be in as I hope, I'm sure I can get re-used to a lower car
I'd love an X, but I would need to sell both kidneys to afford one, and too impatient to wait for the Y
Also want to get it this year, since the tax bonus next year will be much lower. Model 3 is my only option, and I don't really like any of the other EV's from other companies currently available. Pretty excited even though I haven't even driven one yet.