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I had my MY with Tesla insurance. My new MY has FSD and I asked Tesla insurance if my FSD would be coverd if I had a total loss. They said 'NO" I was floored! So I switched to COSTO Insurance and they said as long as my FSD was part of my original equipment and not added on later its 100% covered! It was aslo less expensive!
Does this mean that Tesla Insurance doesn't cover FSD even if it was purchased with the car (as opposed to add-on after sale)? Wild. Guess I will have to check what Costco will quote me as well.